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Life Assurance & Non-Life Assurance

  •  Product Development, Pricing and Exposure Analysis

    • All Traditional Life, Variable Life, Annuity and Takaful Products

    • Critical Illness Products, Disability Income Products and Other Health Products

    • Retirement Related Accumulations and Payout Products

    • Development Of Mortality, Morbidity and Related Demographic Tables

    • Pricing and Rating Review

    • Determining Premium Structures

    • Profit Testing

  • Financial Condition Reporting

    • Statutory Actuarial liability valuations

    • Risk Management & Investment Strategy Assessment

    • Experience Analysis

    • Asset Liability Management Assessment

    • Capital Management and Capital Adequacy Assessment

    • Reinsurance Assessment

    • Compliance Assessment

    • Solvency Assessment

    • Statutory Actuarial Appointments

    • Valuation of business and Independent Actuarial Opinions/Review

    • Embedded and Appraisal Value Calculations

    • Analysis of Valuation Surplus / Deficit

    • Calculation of Capital Adequacy Requirements

    • Embedded Value Calculations

    • Analysis of Embedded Value surplus / deficit

    • Appraisal Value Calculations

  • Market Entry Analysis

    • Analysis of market opportunities and start ups

    • Identification of key success factors

    • Mergers and Acquisitions

    • Valuation of business and Independent Actuarial Opinions

    • Assistance in Due Diligence

    • Post transaction implementation and conversion activities

  • Business Plan/Strategy Consulting

  • Insurance License Applications & Variations

  • Experience Studies & Reports

    • Claims & Expense Analysis

    • Assumption Studies/Analysis

    • In-force Analysis

  • Data (Cleaning)Integrity and System Analysis

  • Reinsurance Optimization/Analysis

  • Asset Liability Modeling

  • Actuarial Audit/Independent Peer Review

  • Support To In-House Actuarial Teams

  • Stochastic Modeling

  • Actuarial Software

  • Software Solutions For Clients' Problems

  • Risk Management

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Main Components of FCR


Contact Us

UNITED Actuarial & Risk Management Services Limited
11 Ring Close, South Cantonments, Off Labone Road
P. O. Box CT 8690
Cantonments, Accra - Ghana
Tel: +233-302-786-456

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Our Clients Includes